diff --git a/lib/wallet.py b/lib/wallet.py
index 922f0a320..c97532d5c 100644
--- a/lib/wallet.py
+++ b/lib/wallet.py
@@ -216,6 +216,7 @@ class Abstract_Wallet(PrintError):
         self.test_addresses_sanity()
         self.load_transactions()
         self.check_history()
+        self.load_unverified_transactions()
         self.load_local_history()
         self.build_spent_outpoints()
 
@@ -1285,7 +1286,7 @@ class Abstract_Wallet(PrintError):
             return True
         return False
 
-    def prepare_for_verifier(self):
+    def load_unverified_transactions(self):
         # review transactions that are in the history
         for addr, hist in self.history.items():
             for tx_hash, tx_height in hist:
@@ -1294,8 +1295,6 @@ class Abstract_Wallet(PrintError):
 
     def start_threads(self, network):
         self.network = network
-        # prepare self.unverified_tx regardless of network
-        self.prepare_for_verifier()
         if self.network is not None:
             self.verifier = SPV(self.network, self)
             self.synchronizer = Synchronizer(self, network)